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Military Buying a Home in Chula VistaMilitary Family Buying a Home in Chula Vista

Chula Vista is a great place to buy a home if you’re in the Military in San Diego. It’s an easy commute from some of the Military Bases here. If you’re a Marine or a Sailor stationed at one of the bases in Central and South Bay San Diego then Chula Vista Real Estate is something you may want to consider.

These San Diego Military Baes are all in commute range from Chula Vista

  • Marine Corps Recruit Depot
  • MCAS Miramar 
  • Naval Amphibious Base Coronado
  • Naval Base Point Loma
  • Naval Base San Diego – 32nd Street
  • North Island Naval Air Station
  • *Camp Pendleton – may be a little far of a commute 

Your BAH (Basic Allowance for Housing) combined with your VA Home Buying Loan benefit gives you an opportunity to start to build wealth by buying a home instead of renting.  

Some of the most common concerns we get from Military Personnel and Families are:

We will only be here a few years.

*How long will you be at your next duty stations? If you do not buy now when will you buy? 

Homes in Chula Vista and San Diego are so expensive.

*So is renting. 

Your BAH in San Diego is higher than other places

*Offsets your expenses. 

As Active Duty Military the government will help you buy a home

  • The VA Loan Program gives you a no down payment mortgage. (100% financed loan).
  • The Seller can pay your closing costs.
  • No mortgage insurance. VA interest rates are competitive and many times it is lower than conventional loans with 20% down).
  • The interest on your mortgage payment is tax deductible. You get a double tax benefit on your BAH.
  • If you rent a home or condo in Chula Vista you get no tax benefit and you pay someone else’s mortgage for them.
  • If you live on base in base housing you are not taking advantage of a VA benefit which your military service has earned you…. Home ownership. 

You can build wealth while in the military

If you’re stationed in San Diego County then buying a home or condo with your VA Loan can make great sense for you. You can live in the property while you’re stationed here and then rent it out and have the renter pay off your mortgage over time. This will give you an investment property generating income for you in your retirement. You can also sell the home when you get orders and take any equity from the sale and use it to put money down on your next home at your next duty station. Depending on the real estate market when you go to sell there may be the possibility that you will not get equity out of the home and it may actually cost you money to sell it. This all depends on what you purchased your home for and what you sell it for. Realistic expectations on home ownership are essential.

That’s why you should meet with us to go over the details of buying a home or condo in Chula Vista.

We can also recommend a lender that can help you with a VA Loan. Getting pre-qualified is the first step.

Give us a call today to discuss your options.

619-656-0655

Military Real Estate Agents in Chula Vista

Latest Military Home Buying Blog Posts

VA Homes in Chula Vista

Newest VA Homes in Chula Vista

1973 Strata St, Chula Vista image
1973 Strata St, Chula Vista $785,000

Great opportunity to own in the highly desirable community of Millenia in Chula Vista!! This newly built townhome is completely upgraded and features 4 bedrooms, 3.5 bath...

  • 4 Beds
  • 4 Baths
  • NDP2205268 MLS
  • Active Status
1248 Battle Creek Rd, Chula Vista image
1248 Battle Creek Rd, Chula Vista $799,900

Location, Location , Location. This Beautiful Home has a traditional floor plan concept features a warm, welcoming interior and provides generous living spaces and well-p...

  • 3 Beds
  • 3 Baths
  • 220012808SD MLS
  • Coming Soon Status
1336 Sutter Buttes Street, Chula Vista image
1336 Sutter Buttes Street, Chula Vista $889,000

Welcome home to this turnkey beauty in the highly desirable neighborhood of Hillsborough at Otay Ranch! Remodeled with bright and airy finishes, a kitchen island, quartz...

  • 4 Beds
  • 3 Baths
  • SW22109454 MLS
  • Coming Soon Status
1746 Sierra Verde Rd, Chula Vista image
1746 Sierra Verde Rd, Chula Vista $998,300

Equipment: Garage Door Opener, Range/Oven, Satellite Dish, Shed(s) Sewer: Sewer Connected Topography: LL

  • 5 Beds
  • 3 Baths
  • 220012758SD MLS
  • Coming Soon Status
1441 Santa Lucia Rd 523, Chula Vista image
1441 Santa Lucia Rd 523, Chula Vista $429,900

Rare 1 bedroom in Otay Ranch community. Turnkey ready. Spacious kitchen with nook and living room. Balcony with a direct breathtaking view to park, an AC, Freshly Painted...

  • 1 Beds
  • 1 Baths
  • 220012689SD MLS
  • Active Status
2071 Lakeridge Circle 201, Chula Vista image
2071 Lakeridge Circle 201, Chula Vista $525,000

Located in Eastlake Shores. The second-floor condominium is in a prime location within the complex in one of the most desirable areas of Eastlake. The condo features 2 be...

  • 2 Beds
  • 2 Baths
  • 220012667SD MLS
  • Active Status
1401 Caminito Capistrano 2, Chula Vista image
1401 Caminito Capistrano 2, Chula Vista $749,999

Welcome home to your beautiful 3 bedroom, 2.5 bath townhome nearly 1700 sq ft located in the desirable Vista Sonrisa community of Otay Ranch. You can have it all...prime...

  • 3 Beds
  • 3 Baths
  • NDP2205162 MLS
  • Active Status
1597 Piedmont ST, Chula Vista image
1597 Piedmont ST, Chula Vista $849,000

2 story corner house with 3 bedrooms + loft and 2 1/2 bath. Beautiful wrap around front porch and side yard. Open concept floor plan with gas fireplace, crown molding and...

  • 3 Beds
  • 3 Baths
  • SDC0000402SD MLS
  • Active Status
1765 Cripple Creek 2, Chula Vista image
1765 Cripple Creek 2, Chula Vista $679,900

Stunning townhome in the very desirable Winding Walk community. Enter the upgraded residence to find a multiple of upgrades, including: freshly painted interior, gorgeous...

  • 3 Beds
  • 2 Baths
  • 220012591SD MLS
  • Active Status
1560 Autumn Sky Ln, Chula Vista image
1560 Autumn Sky Ln, Chula Vista $815,000

This Chula Vista two-story home offers a two-car garage. Sewer: Sewer Connected Topography: LL

  • 4 Beds
  • 3 Baths
  • 220012544SD MLS
  • Active Status

Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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Testimonials

 Helped me buy a home 2015.

Dawn was amazing and went above and beyond to find our family the perfect home. I highly recommend her she has a lot of experience in the industry and really listens to her clients needs. 

 Helped me buy a home 2015.

Dawn excels in her craft because of her extensive knowledge in real estate and more importantly, her passion, commitment, and drive to helping her customers. I'm very impressed with Dawn's customer service and her genuine nature. Dawn is a true professional and displays those qualities by being sincere, honest, truthful, loyal, open, and candid. She listens first.....gives opinion second......takes action.......and continually repeats the cycle until you're at total satisfaction. It was a pleasure working with Dawn and would highly recommend her to my family, friends and anyone looking for a real estate guru.  

 Sold a Single Family home in 2012.

Dawn is by far the best real estate professional I’ve had the pleasure of working with. Dawn brings a wealth of knowledge and expertise, but more importantly an ‘instinct’ that is very rare in the real estate business. Dawn has helped me buy and sell homes on multiple occasions, found investment opportunities, placed tenants, and drove an overall relationship where your best interests as a client are her top priorities. Dawn has a top-to-bottom understanding of the entire real estate business, and when finding a real estate professional you are hiring someone that you can trust to help you make decisions. Dawn helps you make these calls – and from personal experience she’s guided the best possible outcome in every real estate need I’ve had. I highly recommend working with Dawn Lewis if you have the opportunity. I’ve worked with dozens of others “top” agents in many markets and no one comes close to Dawn’s capabilities. 

 Helped me buy a home 2015. 

We cannot say enough great things about Dawn Lewis. Dawn went above and beyond our expectations. She always made us feel like we were her top priority, was quick to respond to emails, and clearly brought a wealth of knowledge to the process. Dawn also has an extremely helpful assistant, Jennifer who made sure that we were taken care of throughout the buying process. Dawn even helped us out after we purchased our home with issues that were unrelated to her. She will be our real estate agent for years and years to come. Would highly recommend to friends & family in a heartbeat.    

 Helped me buy a home 2015. 

I purchased a condo that Dawn helped me find - completing the entire purchase online. This was an investment for my granddaughter to live in while going to school. I shipped furniture to furnish this two bedroom condo in a pod. Dawn and her staff supervised the delivery and unloading and arranged for someone to unpack and put everything in its place including hanging pictures and making beds. Dawn and her staff also assisted in a short term rental until my granddaughter arrived. Throughout the time we worked together she was always pleasant, cooperative, competent, and knowledgeable. I would recommend her wholeheartedly to anyone who selling or buying in the San Diego area.  

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Chula Vista Real Estate

The Lewis Team - Big Block Realty

2820 Camino Del Rio South Suite 314 

San Diego CA 92108 CalBRE #01885775 

Main office phone number: 619-656-6700 

Dawn Lewis License CalBRE #01042809

Chula Vista Real Estate

Big Block Realty Chula Vista

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Information gathered from multiple sources and is not guaranteed in any way. Please do your own research on communities and neighborhoods. Contact us to help you buy or sell a home.

 

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